An annuity allows clients to take an active role in creating their annuity portfolio. This system has four components: equities, fixed-income securities, and bonds. Equities and fixed-income investments tend to be conservative. They offer a lower return potential but are less likely to crash. Alternative investment strategies, however, are riskier and can offer higher returns.
Calculating the potential return on annuities involves many factors. Variable annuities are more difficult to calculate because the markets in which your money is invested can vary from one annuitant to the next. If you assume that all fees are added to your account and that you have full access to your funds, then the prospects of growth look promising. Investments are not certain.
Jackson uses more than the premium amount to calculate your monthly payments. Jackson also uses financial information such as your gender and age.
Jackson National annuities typical offer income rider options at a cost than can be a detriment to the overall account value and death benefit value when the performance is also down.
Jackson sells annuities mainly through financial advisors and brokers. According to the Secure Retirement Institute, Jackson was America’s most-sold total annuity in 2019. Annuities can be added riders that allow you to adjust your benefits. However, adding riders to annuities can increase the cost of your annuity.
RetireSharp Wealth Management, LLC is a registered investment adviser in the state of Florida. The adviser may transact business in states where it is appropriately registered, or where it is excluded or exempted from registration. Information presented is for educational purposes only and is not an offer or solicitation for the sale or purchase of any securities or investment advisory services. Investments involve risk and are not guaranteed. Be sure to consult with a qualified financial adviser or a tax professional before implementing any strategy discussed herein.
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Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claimsâpaying ability of the issuing company and are not offered by RetireSharp Wealth Management, LLC.