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Equity Indexed Annuities Explained

Index annuities can provide a steady stream income for retirement. They are similar to other annuities. Before you can receive any income, you must agree to fund the agreement. The contract will explain how your annuity will fund

Whether it’s a lump sum or over time with regular monthly payments. It will also indicate when withdrawals are allowed.

An equity-indexed annuity, also known as a fixed-index annuity, is an annuity that pays income according to a stock index like the S&P 500. Indexed annuities can be very profitable when the financial markets are performing well. Indexed annuities can be described as a combination of fixed and variable annuities.

Pros & Cons of an Equity Indexed Annuity

An annuity with a fixed-index or equity index is an annuity that pays income according to a stock index like the S&P 500. Indexed annuities can be very profitable when the financial markets are performing well. Indexed annuities can be described as a combination of fixed and variable annuities.

What are the benefits of an Indexed Annuity?

Annuities work differently. There are many annuities which do more harm than good. An expert in annuity sales can be a great asset. You could lose control over your money, or experience poor growth.

Equity Indexed Annuities for Seniors

An equity-indexed annuity is an annuity that earns interest tied to an equity stock, or another equity index.

One of the most popular indices is the Standard & Poor’s 500 Composite Stock Price Index (the S&P 500). Indexing Method: This is the method that determines the index’s change.