Disability Insurance

Historically, disability benefits have been provided by employers, but their minimum amounts typically do not provide adequate income replacement.
← Back to Services

Disability Insurance

Sometimes people take their ability to work for granted. We figure our biggest asset is our home or the allocation of our retirement assets, but in reality, it’s our ability to work and earn a paycheck.

A disability insurance policy typically provides the policy owner with a certain percentage of replacement income — along with expenses that may not be covered by health insurance, such as specialized medical equipment — if they are unable to work due to illness or disability. Historically, disability benefits have been provided by employers, but their minimum amounts typically do not provide adequate income replacement. In recent years, having adequate financial and health care coverage has become the employee’s responsibility. This makes it more important than ever to research insurance options and determine how much you need to save for your family’s future, especially if you are unable to work.

We can inform you of your options for short-term and long-term disability insurance and help you determine what is right for your individual situation.

Your insurance professional is not permitted to offer, and no statement contained herein shall constitute, tax, legal or investment advice. You should consult with a legal or tax professional on any such matters. For guidance on your securities holdings, please consult with a broker-dealer representative or Registered Investment Adviser.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at 800-566-1002 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.

Have Questions for our firm?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

At Ifasi Financial Group, we can offer you the following products and services:

(Click the images below to learn more about each service)

Retirement Income Strategies

Wealth Management

Asset Protection

Annuities

Life Insurance

Investments

Tax-Efficient Strategies

Long-Term Care Strategies

IRA & 401(k) Rollovers

IRA Legacy Planning

Medicare Supplements

Disability Insurance

We can also refer you to professionals who provide the following services:

» Trusts » Probate » Charitable Giving » Estate Planning » Tax Planning

get instant access to our

Retirement Income Guide

Just enter your name and email address to download instantly.

Privacy Policy | Terms of Use

Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor.  Ifasi Financial Group and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that (Adviser’s firm name) and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.